6 Best Apps to Send Money From UK to Ghana

If you're in the UK and looking for the best app to send money to Ghana, this guide is specially made for you.

How To Send Money From UK To Ghana

If you’re in the UK and looking for the best app to send money to Ghana, you’ve come to the right place. 

We understand that choosing the right money transfer platform can be quite a challenge given the numerous options available. Worry no more, we have made the process easier for you by researching and compiling a list of the best money transfer apps for this purpose. 

We have considered several factors while compiling this list. These include transfer speed, convenience, safety, transaction charges, user reviews, and many more. Our goal is to help you make an informed decision, ensuring that your money reaches its destination safely and in the shortest time possible. 

Ready to find out which apps have made the cut? Read on to find out. 

6 Best Apps to Send Money From UK to Ghana

1. Yogupay 

With a commitment to making international money transfers speedy and affordable, Yogupay stands as a game-changer in the financial service industry. This app has made sending money from the UK to Ghana hassle-free, with a user-friendly interface and a variety of available options to suit individual needs. 

As well as being fully regulated by the UK’s Financial Conduct Authority, the app’s primary focus is on safety and security. When sending money to Ghana through Yogupay, you can do so with peace of mind knowing that your transaction is secure. 

Yogupay allows for swift transfers. Funds typically reach the destination within 30 minutes. Its transparent fee structure is yet another reason for its popularity. Unlike some other services that tend to inflate the exchange rates, Yogupay offers competitive rates, ensuring the recipient gets the maximum value for their money. Furthermore, it allows you to track your transactions in real time, providing you with peace of mind. 

The platform works seamlessly across major devices including iOS and Android, allowing you to send money on the move. What sets Yogupay apart is its straightforward and user-friendly interface. Even if you aren’t tech-savvy, you will find the app intuitive to use. Moreso, sending money on the platform, is a simple process: 

  1. You first sign up and verify your account.
  2. Next, you add your recipient’s information, including their bank details.
  3. Enter the amount you wish to send and confirm the transaction.


In conclusion, Yogupay stands out as an easy-to-use, secure, and efficient platform to send money from the UK to Ghana. Its competitive exchange rates, transparent fee structure, and excellent customer service make it an option worth considering.

2. Skrill 

Skrill, a UK-based platform, presents another trusted alternative for sending money from the UK to Ghana. Established in 2001, Skrill has built credibility in the money transfer industry by continually providing secure and efficient transfer services. This is part of why so many individuals and businesses feel confident using Skrill. 

Speed: Skrill understands the importance of speed in international money transactions. As such, it takes them a maximum of 24 hours to process transactions. However, most transactions on the Skrill platform are completed in real time, allowing recipients to receive funds almost immediately. 

Exchange Rates and Fees: When it comes to affordability, Skrill offers competitive exchange rates. The fees vary depending on your method of payment – bank transfer, debit, or credit card, but they are quite reasonable, which contributes to Skrill’s appeal in comparison to traditional bank transfers. 

Convenience: To make money transfer easier, Skrill has an easy-to-use app that is available on both Android and iOS platforms. With Skrill, you can transfer money from the UK to Ghana whilst on the go. Sending money is as easy as entering the recipient’s email address or mobile number. 

An added bonus is Skrill’s VIP program. If you use Skrill frequently, you may qualify for their VIP program which gives you access to a host of benefits such as lower fees, special promotions, and 24/7 dedicated customer service. 

In conclusion, Skrill’s fast transaction time, affordable fees, easy-to-use app, and strong security measures make it one of the best options for sending money from the UK to Ghana. 

3. Monito 

If you wish to send money between the UK and Ghana, Monito stands out as a highly reliable and efficient app. Monito is an online comparison tool that offers transparency in cross-border money transfers. 

Perhaps one of the value propositions about this app is that it provides a comparison of several providers. Instead of just offering a single service, it aligns the services of many international money transfer services and compares their transfer fees, rates, and transfer time. This offers a comprehensive view, allowing you to select what suits your exclusive requirements best. 

Now, how beneficial can this be for you? 

Imagine the convenience of seeing the transfer fees, rates, and speed of many providers in one place. You can drastically cut down on the time invested in researching and comparing different service providers. Not to mention, you’d also save money by selecting the most favorable option. 

Monito transfer rates are real-time, meaning it gathers the information as per current transactions or rates. It operates like a search engine, providing live updates and aiding you in getting the best deal possible. 

It’s also user-centric, with an engaging interface and straightforward navigation. This makes it easy even for first-time users. More importantly, the platform guarantees safe transactions as it only features reliable and credible money transfer services. 

So, if you want to keep track of your expenses, eliminate hidden fees, and make an informed decision, Monito could be your to-go choice. 

Note: Monito does not handle the money transfer itself; it only presents you with the best options and directs you to the service provider’s website to complete your transaction.

4. TransferGo 

Another excellent option for sending money from the UK to Ghana is TransferGo. With a simple, user-friendly interface, this app ensures a hassle-free money transfer experience. 

TransferGo is recognized for its low-cost transfers. Users can send money globally at a fraction of the cost compared to traditional bank transfers. This can equate to significant savings, especially when sending large amounts of money. 

The app allows the user to track their money in real-time with their money tracking feature. That means you’ll always know where your money is, giving you peace of mind during the transfer process. Furthermore, TransferGo provides customer service assistance in multiple languages including English, making it more accessible and efficient for any queries or support-related issues. 

One notable feature that sets TransferGo apart is its delivery speed. With their ‘Send Now’ feature, you can get your money to Ghana within 30 minutes. Despite the quick delivery, the security of your transfer is not compromised, as the company is regulated by the Financial Conduct Authority (FCA). 

TransferGo’s ‘TransferGo FREE’ service also provides an option for free transfers. However, keep in mind that while no fees are attached, the rate may be less favorable compared to the paid options. Therefore, it’s always a good idea to check the rates and fees before initiating a transfer. 

With all these benefits, TransferGo undoubtedly establishes itself as one of the top apps to send money from the UK to Ghana.

5. Wise 

Wise is another reliable app for sending money from the UK to Ghana. This application is highly praised for its transparency, affordable rates, and ease of use. 

One significant advantage of Wise is its real-time exchange rate feature. If you’re planning to send money, you can check the current exchange rates right then and there. This allows you to make the transfer when the rates are most favorable, potentially saving you a significant amount of money. 

Wise also offers the convenience of both website and mobile app operations, so you can make a transfer no matter where you are. The platform supports multiple currencies, making it an excellent option for international money transfers. 

Wise values transparency, which is why it clearly outlines the transfer fees before you send your money. Unlike some other services, Wise does not hide any costs, and there are no unexpected fees that appear later. You’ll know exactly how much your recipient will receive. 

It’s also worth mentioning that Wise is regulated by the Financial Conduct Authority, which means your money’s safety is guaranteed. 

Last but not least, let’s not forget about the speed of transfers. With Wise, your money can reach its destination in Ghana in just a few hours, which can make a crucial difference in emergency situations.

6. Remitly 

Wrapping up our list of best apps to send money from the UK to Ghana is none other than Remitly

Remitly has carved out a reputation for itself in the international money transfer industry for its simplicity, affordability, and reliability. Whether you’re a business owner making payments, or an individual looking to send money to friends or family in Ghana, Remitly has all your needs covered. 

One of the standout features of Remitly is its friendly user interface, combined with an excellent customer support system. If you’re sending money for the first time or run into any issues, their round-the-clock customer service can quickly come to your rescue. 

When it comes to pricing, Remitly’s low fees make it an attractive option. The exact fee can vary based on factors like the transfer amount and payment method, but it’s typically cheaper than most banks and other transfer services. On top of that, if you’re sending larger amounts, you can also take advantage of higher exchange rates, thus getting more for your money. 

To ensure the safety of users’ funds, Remitly uses a variety of robust security measures, such as secure socket layer (SSL) technology and advanced encryption. So, rest assured, your money is as safe as it can be when sending through Remitly. 

Whether you want to make a one-off transaction or regular payments, Remitly’s flexible options cater to a variety of needs. The app’s tracking feature also allows you to keep an eye on your transfer every step of the way, giving you peace of mind and certainty. All these features make Remitly a solid choice for anyone seeking to send money from the UK to Ghana. 

Finally, ensure you consider the crucial factors when choosing any money transfer solution. Keep in mind that your specific needs and preferences should ultimately guide your selection of a money transfer app. 

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